Shielding Your Identity Wherever You Go
You can’t control where your personal information goes, but you can control how protected it is. Keep your identity safe, no matter what.
More People Than Ever Are Experiencing Identity Theft
It’s not “if”, but “when” a data breach will happen.
Crime Happens Fast
Your identity theft monitoring works faster. We are on guard 24/7 to alert you to possible suspicious activity in real-time. Faster alerts help you get ahead of criminal activity.
Unmasking the Cybercriminals' Playbook
In today's digital age, cyber threats are always lurking. IdentityIQ is your shield against the latest scams. We're constantly evolving to outsmart the bad guys and protecting you from the newest tricks and fraud.
Malware
Malicious software is designed to harm, exploit, or extract sensitive data from a system, device, or network.
Phishing
Phishing scams trick you into revealing personal information through fake emails or messages.
AI-Powered Scams
AI-powered scams use personalization and advanced techniques like deepfakes and voice cloning to deceive victims.
Synthetic Identity Theft
Criminals combine real and fake information to create a new identity using your data as a foundation.
Data Breach
A data breach occurs when sensitive information is stolen or accessed without authorization.
Account Takeover
Account takeover happens when someone else steals your online accounts, like your email or social media.
Protect Your Credit, Protect Your Future
Your credit score is more than just a number — it’s your financial fingerprint. Our credit monitoring service acts as an early warning system, alerting you to possible suspicious activity, so you can take action to stop identity theft. Protecting your score now can save you years of recovery down the road. Safeguard your identity now — your future self will thank you.
Our enhanced credit protection includes:
Authorized card users
Bankcard goes over the limit
Closed trade lines
Collections excluding medical
A decrease in collection balances
An increase in collection balances
Lost/stolen card
New charge-off
New foreclosure
Paid collections
Paid trade lines
Retail card goes over the limit
10-point decrease in credit score
We Monitor So You Don’t Have To
A credit alert may be the first sign, but there is so much more beyond your credit score that demands attention. We monitor 250,000 databases every second in 25 languages to detect possible threats, ensuring real-time protection to help keep your data safe and secure.
Application Monitoring
Criminals frequently use stolen information to open unauthorized accounts, such as utilities, payday loans, or credit cards. Our monitoring system scans extensive networks, including financial institutions, utility providers, and non-credit inquiries to detect fraudulent applications linked to your personal data. Even if a credit check isn’t performed, we can identify attempts to use your information — whether it’s your name, Social Security number, or other sensitive data. When possible suspicious activity is detected, we alert you in real-time, so you can take swift, decisive action to help prevent fraud.
Social Security Number Monitoring
IdentityIQ delivers unparalleled Social Security Number (SSN) monitoring to protect one of your most critical identifiers—and it doesn’t stop with you. With our family plan, you can also monitor your children’s SSNs, safeguarding their identities from misuse. Our advanced system scans a vast network of databases for any activity involving your SSN or your child’s, from financial accounts to utility services. Unlike standard services that only flag mismatched names or addresses, we alert you to all activity tied to these sensitive identifiers. This comprehensive, real-time protection ensures you and your family stay ahead of potential threats.
Dark Web Monitoring
We search the darkest corners of the internet—hidden marketplaces, forums, and chat rooms—where stolen personal information is bought and sold. Combining cutting-edge AI with the expertise of former FBI agents, law enforcement professionals, and white hat hackers, we proactively monitor for your data in real-time. Whether it’s your Social Security number, credit card details, or email address, our system continuously tracks and detects threats as they emerge. The moment your information is found, we send you an alert, giving you the chance to act immediately and prevent criminals from exploiting your stolen or leaked data.
Change of Address Monitoring
IdentityIQ's comprehensive monitoring goes beyond traditional credit bureaus. We track over 180,000 data furnishers, including all three credit bureaus, the National Change of Address registry, and the USPS system, to catch address changes and other critical data updates. Unlike standard credit bureau monitoring, which often overlooks critical address updates, our advanced system alerts you to any suspicious activity, even if it doesn't involve your credit. This proactive approach ensures that you're protected from identity theft, even if you move or change your address.
Financial Accounts Monitoring
IdentityIQ's financial accounts monitoring goes beyond traditional bank security measures. We employ advanced AI algorithms to analyze transaction data, identifying patterns that may indicate fraudulent activity. By monitoring your accounts in real-time, we can detect anomalies such as unusual spending patterns, unauthorized charges, or transactions from unfamiliar locations. Our system can also flag potential data breaches at retailers, alerting you to potential risks before they impact your finances.
Credit Monitoring
Leveraging our 50+ years of experience and direct relationships with major credit bureaus, IdentityIQ's Enhanced Credit Monitoring provides a comprehensive overview of your credit health. We go beyond traditional credit monitoring, alerting you to critical changes, such as the addition of authorized users, significant fluctuations in your TransUnion credit score, and updates to your credit accounts. By monitoring these key indicators, we empower you to detect potential fraud or unauthorized activity early on, safeguarding your financial future.
Your IdentityIQ Membership Comes with Industry-Leading Protection and Unmatched Support
$1,000,000 Identity Theft Insurance
Get back to normal faster with identity theft insurance that reimburses you for losses like stolen funds, lost wages, court fees, and more.4
100% U.S.-Based Customer Support
Personalized support when you need it most from our dedicated team of U.S.-based customer support agents.
Award-Winning Fraud Restoration Support Team
Our dedicated U.S.-based fraud restoration team provides expert, personalized support every step of the recovery process.
Identity Protection FAQs
The best company to protect against identity theft is the one that will actually support you when you experience fraud or identity theft. IdentityIQ offers industry-leading fraud restoration from our 100% U.S.-based fraud restoration experts.
Identity protection service refers to a service that monitors your personal information and accounts, alerts you to possible suspicious activity, and helps you in the event that you do experience identity theft.
Protecting your identity can cost less than $7/month. Click here to protect your identity today.
If you're looking for more identity protection benefits for less money, IdentityIQ can be a better option for you than LifeLock. Learn more about why we're better here.