Flex Your Financial Freedom

You prioritize your health, home, and family — now it’s time to prioritize your finances too. With easy access to credit reports, scores, and tools, taking charge of your financial wellness has never been simpler. Reach your goals with confidence and stay in control every step of the way.

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Check Your Financial Vital Signs

Laptop with IdentityIQ member site dashboard, showing credit scores, credit summary, credit score tracker, and moreIdentityIQ widget showing Equifax credit score of 749IdentityIQ widget showing Experian credit score of 752IdentityIQ widget showing Transunion credit score of 750Widget of Credit Summary showing various items that are affecting your credit, such as Hard Inquiries, Open Accounts, and more

Easily check your credit scores, monitor accounts, review credit activity, gain spending insights, and more —everything you need to stay on top of your financial health.

Your Financial Wellness Toolkit

Take control of your financial future with tools that simplify the complicated. From budging to credit scores, we give you everything you need to reach your goals — all in one powerful, easy-to-use platform. Because managing money shouldn’t feel like a full-time job.

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Financial Coaching
Our coaches listen and guide you through your debt to help you create a path to relief.
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ScoreCasterIQ®
Predict how different financial decisions can impact your credit score.
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Utility & Rent Payment Reporting
Turn the bills you already pay into a credit-building opportunity.
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Personal Finance Benefit
Use AI to help you track spending, set goals, and make smart financial choices.
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Score Tracker
Get access to an AI-powered personalized credit report analysis with tips to improve your score.
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IdentityIQ widget showing Transunion credit score of 750"Credit Score Change" alert from IdentityIQYoung woman looking down at her phone to use the IdentityIQ member site to check her credit

Your Financial Reputation Has a Score

You’re more than just a three-digit number — but to lenders, your credit score holds serious weight. Whether you’re building, maintaining, or improving your credit, regular monitoring is essential. A strong score unlocks better opportunities, like lower interest rates and greater financial flexibility. Own your financial story, starting today.

Financial Freedom Doesn’t Come for Free

It takes hard work to budget, manage debt, and build credit. But identity theft can derail your progress fast. That’s why we make it simple, keeping everything in one place and alerting you to possible suspicious activity. Protect your finances and identity to stay on track toward the future you deserve.

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How We Help You Focus on Financial Health

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IdentityIQ widget showing Equifax credit score of 749IdentityIQ widget showing Experian credit score of 752IdentityIQ widget showing Transunion credit score of 750

Credit Reports & Scores

Access three-bureau credit reports and scores, giving you a complete view of your credit profile to help you stay informed and in control.

Rent & Utility Payment Reporting

Improve your credit by reporting on-time rent and utility payments to major credit bureaus, turning everyday expenses into a credit-building opportunity.

Personal Finance AI

Take control of your finances with our AI-powered personal finance tool, designed to help you track spending, set goals, and make informed financial decisions.

Score Building Tools

Focus on your credit score health with tools such as our ScoreCasterIQ and Score Tracker, designed to help you make strategic choices and build a stronger credit score.

Education

Grow your financial intelligence with our money tips, guides, and resources, all aimed at helping you make smart financial decisions.

Certifications

Earn digital certificates as you complete our educational modules, showcasing your commitment to financial literacy and credit management.

Financial Wellness FAQs

What is the meaning of financial wellness?

Financial wellness is the state of having control over your finances, managing debt effectively, and being prepared for unexpected expenses, enabling you to feel secure and capable in achieving your financial goals.

How do you practice financial wellness?

You can practice financial wellness by budgeting, saving regularly, managing debt wisely, protecting your credit, and staying informed about your financial status through tools and resources that help you make educated financial decisions.

What are the five pillars of financial wellness?

The five pillars of financial wellness are budgeting, saving, managing debt, protecting assets, and continuous education, all of which contribute to long-term financial security and resilience.

Why is a credit score a good measure of financial health?

A credit score reflects your history of managing debt and paying bills on time, serving as a useful indicator of your financial responsibility and trustworthiness to lenders, which can impact your ability to access credit and favorable interest rates.

Don’t Wait. Get Protected Now.