Is Mobile Banking Safe? 8 Mobile Banking Security Tips 

Mobile banking allows you to manage your finances from anywhere with just a phone and a network connection. But that convenience factor doesn’t mean you can let your guard down when it comes to the security of your bank accounts.   Luckily, there are several steps you can take to strengthen your financial security while enjoying [...]

What Happens to Identity Thieves When You Report Them? 

Identity theft occurs when someone uses your personal identifiable information (PII) fraudulently for their own gain. Fraud can take many forms, and can cause lasting damage to your finances, credit, and even your reputation.   One of the best ways to fight identity theft is to be on the lookout for warning signs and immediately report [...]

Top 5 Scams to Watch Out for During the 2024 Holiday Season

The holiday season brings a spirit of generosity, shopping sprees, and celebratory spending—but it also attracts scammers who look to exploit the holiday rush. While some scams are holiday-specific, others are annual threats with new, sophisticated twists. Here’s a guide to the top five scams for the 2024 holiday season, starting with the latest [...]

What to Do If My Email Is Found on The Dark Web?

Pretty much everyone uses email. It’s part of your daily life. But what do you do if your email address is found on the dark web? People might be trying to access your accounts. Unfortunately, the dark web is where you can find a number of criminals and cybercriminals trying to break into your [...]

The Importance of a Free Dark Web Scan and What to Do If Your Data Is Found 

Every online action – from making a purchase to signing up for a service – creates new data points about you. Unfortunately, cybercriminals are always looking for opportunities to exploit this data. One of their primary marketplaces for trading stolen personal information is the dark web. If your data ends up there, it can be [...]

How to Protect Yourself from the Latest AI Scams 

Artificial intelligence (AI) is transforming industries, improving our daily lives, and shaping the future of technology. However, with all the benefits AI brings, it's also being misused by scammers to deceive unsuspecting people and businesses. AI scams have become more sophisticated, making it harder to identify threats, and leaving more people vulnerable to fraud. Whether [...]

Understanding Data Privacy: Keeping Your Data Secure 

With the rise of online platforms, social media, and e-commerce, personal information has become more vulnerable to mishandling and exploitation. Both data privacy and data security play a critical role in helping prevent identity theft, and adopting strong practices in both areas is essential for keeping your personal information safe.  IdentityIQ is committed to helping [...]

What is a Dark Web Scan, and Why Do You Need One?

In today’s increasingly online world, most people understand the importance of keeping your information off the dark web. However, we have found that many people do not realize how easy it is for your information to end up leaked on shady corners of the online world. Criminals who obtain an individual’s personally identifiable information (PII) [...]

Create a Disaster Preparedness Plan to Keep Your Identity Safe

Natural disasters like hurricanes, wildfires, and tornadoes bring chaos and upheaval. In the midst of extreme weather emergencies, evacuations, power outages, and destroyed homes, preventing information theft may not be at the top of your mind. However, these disasters can make you more vulnerable to identity theft, as critical documents and devices may be [...]

Why Are Military Members More Vulnerable to Identity Theft?

Military members, veterans, and their families are often regarded as pillars of strength and resilience, yet they face unique vulnerabilities when it comes to identity theft and other forms of fraud. Unfortunately, their service and sacrifices can make them prime targets for scammers seeking to exploit their personal information. Whether actively serving, retired, or [...]

Protect Your Identity if Your Driver’s License Number is Lost or Stolen

Your driver’s license contains personally identifiable information (PII) that criminals can use to commit identity theft. According to the Identity Theft Resource Center, more than 150 million U.S. driver’s licenses were compromised from 2017 to 2021. For this reason, it’s a good idea to protect your driver’s license number from criminals. Here’s how a [...]

How Can I Protect My Personal Information After a Data Breach?

Data breaches are an unavoidable reality in the modern world. And your chances of having your data leaked just got worse. More than 2.9 billion records containing sensitive data have been released for free online as a result of a data breach targeting National Public Data. Each of these records includes an individual's full name, [...]

How Cybercriminals Profit from a Data Breach

If you’re still under the impression that hacking is restricted to hoodie-wearing individuals in darkened rooms, then you might be vastly underestimating the scale of the data breach problem.   Just look at the 2.9 billion records released after the National Public Data data breach. Hackers broke into the database, which contains personal information [...]

AI-Powered Identity Protection: How Machine Learning Safeguards Your Data

Artificial intelligence (AI) and machine learning are technologies that play a significant role in data protection. Protecting the data of individuals and organizations is essential in the digital age, and AI and machine learning can advance data protection strategies in a way that would not be possible with more traditional programs. Key Takeaways AI and [...]

IdentityIQ Review: Is IdentityIQ Worth It In 2024?

We at IdentityIQ have been around a while, and one of the most common questions we hear is: Is IdentityIQ worth it? Spoiler alert: Yes, IdentityIQ is worth it for most people. But, you might think we’re a little bit biased, so we put together a list of all the reasons why IdentityIQ may [...]

How Can Biometrics Prevent Identity Theft?

In an increasingly online world, digital safety is more important than ever. Biometrics has emerged as a powerful tool in the fight against identity theft. This article delves into the various biometric authentication methods, explaining how they work and how biometrics can help prevent identity theft. What are Biometrics? Biometrics are measurements of unique [...]

Identity Theft in 2023: A Year of Record-Breaking Scams

Throughout the past year, IDIQ®, a leading financial intelligence company, tracked the trends in identity theft and related scams through reports from its IdentityIQ brand. The data uncovered a sharp increase in identity theft incidents, setting new records for fraudulent activities. Let's explore key statistics and trends as reported in the IdentityIQ 2023 Scam [...]

Lost Wallet: What to Do to Protect Your Identity

Everyone has a lot on their plates these days, so it’s understandably easier now more than ever to misplace things – and to have a moment of panic when you think you’ve misplaced something important. Many people might experience that clutch of anxiety over the feeling that they’ve lost their wallets. In this [...]

How Do You Protect Yourself from Credit Card Skimmers?

Credit card skimmers are illegal devices that criminals use at payment points of service, including ATMs, gas stations, and merchant credit card terminals, to steal consumer card information. While credit card skimming can happen anywhere, there are some ways to help protect yourself. Here's what you need to know. What Is Credit Card Skimming? [...]

How Oversharing Content About Your Kids (“Sharenting”) Can Lead to Identity Theft

Snapping a photo of your kids and sharing it on social media may seem like a harmless act. It’s natural to be proud of your children and want to share that feeling with friends and loved ones online. But posting photos, videos, and other information about your child online leaves them vulnerable to identity [...]

The Origins and History of the Dark Web

The dark web is a hidden part of the internet that cannot be accessed as easily. To get to the dark web, you need to use special tools designed to provide anonymity and privacy for the dark web’s users and website administrators. While there are many legitimate reasons to use the dark web, its [...]

Criminal Identity Theft: What Is It and How Does It Work?

Criminal identity theft can turn lives upside down. This type of identity theft goes beyond financial fraud; it involves the use of your personal information for unlawful activities. From tarnishing your reputation to causing legal headaches, the impact can be immense. The numbers are alarming. In the last two decades, identity theft has increased by [...]

Why Child Identity Theft Grows During Tax Season

In the intricate web of financial transactions, tax season unveils a concerning trend -- the alarming growth of child identity theft. As adults diligently prepare their tax returns, the vulnerability of children’s personal information becomes increasingly exploited. Continue reading to learn about the contributing factors to the surge in child identity theft during tax [...]

Is Identity Theft Protection Tax Deductible?

Identity theft protection, a crucial defense against the growing threat of cybercrime, has become increasingly recognized as a valuable investment in safeguarding personal information. As individuals seek ways to fortify their digital presence, there is a rising discussion around the tax deductibility of identity theft protection expenses. This consideration reflects the evolving landscape of [...]

Synthetic Identity Theft: What It Is and How It Works

You work hard to protect your identity. You're cautious about sharing personal information, you regularly change your passwords, and you keep an eye on your credit report. But despite your diligence, there's a form of identity theft that's becoming increasingly prevalent and is notoriously difficult to detect -- synthetic identity theft. Understanding this growing [...]

How Does Credit Monitoring Protect You From Identity Theft?

In today's digital world, safeguarding your identity is paramount. With the ever-increasing threat of data breaches and identity theft, it's crucial to take proactive steps to protect your personal information and financial well-being. One powerful tool in your arsenal is credit monitoring. But how does credit monitoring protect you from identity theft? This comprehensive service [...]

Does Identity Theft Increase During the Holidays?

As the threat of identity theft grows each year, helping safeguard your identity during the holiday season becomes more of a necessity. But does identity theft increase during the holidays? Unfortunately, yes, identity theft does increase during the holiday season. During the holidays, people are more likely to travel, shop online, use public Wi-Fi, [...]

Why Identity Theft Protection is an Important Employee Benefit

Employers that keep their workers secure, engaged, and productive can naturally gain a competitive edge in the marketplace. One way to promote employee well-being is to offer benefits that extend beyond standard employment packages. Identity theft protection is one valuable employee benefit that protects employees and provides advantages for the employer. Here’s why identity [...]

10 Tips for Traveler Identity Theft Protection

Travel has become an essential part of everyday life for many, offering adventure, cultural experiences, and opportunities for personal growth. However, as we embark on these journeys, we must also be vigilant guardians of our personal information. Travel identity theft is a rising concern, with cybercriminals constantly devising new ways to exploit unsuspecting travelers. [...]

Credit Card Lock vs. Credit Freeze: What’s the Difference?

Credit card locks and credit freezes are security features that can be used to help protect you from fraud and identity theft. But even though they sound similar, they perform very different functions when keeping you safe. The key difference: credit card locks help protect your credit card from fraud, while credit freezes help [...]

10 Tips for Identity Theft Protection for Military Members

Identity theft is an evolving threat that can have particularly severe consequences for military personnel. With the unique challenges and responsibilities they face, safeguarding military members’ personal information is paramount. In this article, we cover ten tips to help prevent identity theft, specifically tailored to the needs of those serving in the armed forces. [...]

The Importance of Family Identity Theft Protection

In today’s interconnected world, your family’s digital footprint grows every time you click, post, or shop online. While the internet has its perks, it also exposes your personal details that could be vulnerable to misuse. Do you know that 1.25 million American children were victims of identity fraud last year? This blog sheds light [...]

Identity Theft Victim? Here’s Your Essential Checklist

Dealing with identity theft is like having your personal space invaded in the worst possible way. It's unsettling, to say the least. But don't worry, we’ve got your back! If you've found yourself as an identity theft victim in this unfortunate situation, take a deep breath and let's tackle this step by step. Here's your [...]

What To Do with Old Computers to Protect Your Identity

Imagine your dusty old computer, tucked away in the corner of your attic, becoming a Pandora's box of personal secrets. Those devices hold the keys to your digital life, brimming with memories, personal data, and more. What if in the wrong hands, that obsolete computer becomes a treasure trove for cybercriminals, eager to crack [...]

What to Do If a Scammer Has Your Phone Number

Phone scams are surging. In the last decade, the rise in phone scams has put millions at risk. Last year, more than 70 million Americans lost nearly $40 million to phone scams. Given that number, the need for vigilance and effective countermeasures is evident. Read on to find out how scammers can get a hold [...]

10 Effective Ways to Prevent Compromised Credentials

Protecting your personal information and online identity is crucial, especially as cyber threats continue to gain traction. Cybercriminals are constantly evolving their tactics to get unauthorized access to sensitive data, and having your credentials compromised poses a significant threat. In fact, last year 55% of identity crime cases reported to the Identity Theft Resource [...]

How to Detect and Respond to Account Misuse

As digital connectivity continues to grow, safeguarding your online accounts from misuse is becoming increasingly crucial. According to the Identity Theft Resource Center (ITRC), last year there was a 13% increase in reports of misuse for both new and existing accounts compared to the year prior. Account misuse can result in alarming repercussions, including [...]

How To Recover from Fraud and Identity Theft

When you find yourself caught in the web of fraud and identity theft, it's natural to feel overwhelmed. The good news is you don't have to face it alone. There are dedicated support systems and valuable resources in place to help victims recover from identity theft. And when you act quickly with an identity [...]

How to Protect Your Social Security Number: 7 Tips to Secure Your SSN

Understanding the Importance of Your Social Security Number Social Security Numbers (SSNs) are unique identifying numbers assigned to U.S. citizens and eligible residents. Your SSN is used to identify you with a wide variety of third-party organizations, from government agencies to businesses. Criminals who gain access to your SSN may use it to steal your [...]

What is Dark Web Monitoring?

Dark web monitoring is a service that scans the dark web for signs that your personal information is being used fraudulently. While the dark web serves many legitimate functions, the anonymity of it also attracts people who are buying and selling illegal goods and services – including stolen personal information. With so many data [...]

The Ultimate Guide to Child Identity Theft: Types, Warning Signs & Prevention Strategies

Child identity theft is a significant problem in the US. A recent report by Javelin Strategy & Research, sponsored by AARP, found that 915,000 children, or 1 in 80, were victims of identity theft in the past year. Additionally, 1 in 43 children were affected by a data breach from July 2021 to July 2022. [...]

Is Dark Web Monitoring Worth It?

In a world where cyber threats are increasingly prevalent, the dark web has become a breeding ground for criminal activity. This has left individuals and businesses wondering whether dark web monitoring is worth the investment. This blog explores the ins and outs of dark web monitoring, including what it is, how it works, and [...]

What Do I Do If My Social Security Card is Stolen?

When your Social Security card is stolen, it can be a major cause for concern. The primary concern with a stolen Social Security card is identity theft. With just your Social Security number, identity thieves can wreak havoc in your name, negatively impacting your credit, finances and even commit crimes in your name. As [...]

NFT Scams – How They Work and How To Spot Them

In recent years, the market for non-fungible tokens (NFTs) experienced a significant increase with its value exceeding $23 billion last year alone, according to DappRadar. However, this growth also led to an increase in NFT scams where bad actors stole login credentials or deceived buyers. In this blog, we explain how these scams operate [...]

Home Title Theft – How It Works & How To Prevent It

Home title theft is a growing threat that can risk your property and financial well-being. Protect yourself by reading this blog, which explains how home title theft works and provides practical advice to help you prevent it. What Is Home Title Theft & How Does It Happen? Home title theft is a type of fraud [...]

What is Employment Identity Theft and How Can It Happen?

Employment identity theft is when someone uses your name and personal information to gain employment. Like other forms of fraud, employment identity theft is illegal and can have devastating financial consequences for its victims. Here’s what you need to know about employment identity theft, and what to do if you find out you’ve become [...]

Tax Season Scams: How to Protect Your Identity

While it’s important to be on high alert and protect your identity all year long, tax season is an especially vulnerable time. Every tax season, identity thieves run a variety of scams to get their hands on taxpayers’ personal information. Many scams occur, but most have a common goal: filing a fraudulent tax return [...]

How Does Identity Theft Affect Your Credit Score?

Identity theft is no joke. Unfortunately, it can have some serious consequences for your financial health. One of the most significant impacts it can have is on your credit score. This blog explains how identity theft affects your credit score and gives tips to help protect it. How Does Identity Theft Impact Your Credit [...]

Tax Identity Theft: A Comprehensive Guide

Tax season can sometimes be stressful even when things go according to plan, but what happens when you are the victim of tax identity theft? Here's a comprehensive guide on tax identity theft, how it works, and what to do if you suspect it. What Is Tax Identity Theft? Tax identity theft happens when someone [...]

How to Prevent Tax Identity Theft

Every year, tax season presents a seasonal opportunity for criminals seeking monetary gain from identity theft. There are many ways that scammers may try to obtain personal information, but the end goal is to file a falsified tax return in the taxpayer’s name and claim a tax refund. The scheme may not be discovered [...]

SIM Swap Scams: How SIM Swapping Works and How To Protect Yourself

According to the Federal Bureau of Investigation, SIM swap scams are on the rise. The FBI reported that they had received 1,611 SIM swapping complaints with losses of more than $68 million in 2021. If you're unfamiliar with this scam, it takes advantage of people's lack of knowledge of how SIM cards work and [...]

How Can I Find Out If Someone is Using My Social Security Number?

As the threat of identity theft continues to rise yearly, it’s important to watch out for signs that someone is using your Social Security number (SSN). In this blog post, we will explore the steps you can take to find out if someone is using your SSN and what to do if you discover that [...]

Tax Prep Checklist: What You Need to File Your Taxes and Help Prevent Tax Fraud

With the New Year comes the time for filing your taxes. You should already be preparing to get your information together to file last year’s taxes. When the time comes to officially file, you do not want to end up with missing documents or information. This can significantly lengthen the filing process and even [...]

How to Not Get Scammed Buying Tickets

If attending the biggest sporting events, festivals and concerts is a big part of your vacation plans, it can be a bummer to find out that the ticket deal you scored is a scam. After all, you are making a hefty investment to be there, which you know after budgeting out your vacation. And it [...]

LifeLock Data Breach Compromises Thousands! Learn How to Help Protect Your Online Identity

Recently, thousands of Norton LifeLock customer accounts were compromised in a data breach. Criminal hackers attempted to break into Norton LifeLock customer accounts and possible password managers, meaning they might have gained access to customers’ usernames, passwords and other personal information. The company reports credential stuffing as the likely culprit for the attack.  Credential [...]

Can Your Identity Be Stolen From Your Passport?

Most of us are familiar with the concept of identity theft – someone stealing your personal information and using it to commit fraud or other crimes. You can try to take all the proper precautions, but, unfortunately, your identity still might be at risk. For example, this can happen if your passport falls into [...]

How Can College Students Avoid Identity Theft?

College students have many different things competing for their attention, from classes to school activities to an active social life. With all these demands, fighting identity theft might not seem like a pressing matter. But students are prime targets for identity theft, which can cause long-term damage to their finances and credit. Why Are [...]

Is IdentityIQ a Scam?

Is IdentityIQ a scam? Does a company that protects you and your family’s identity really exist? Yes, in fact, IdentityIQ services not only monitor your identity, but you also receive credit report monitoring, meaning your identity and credit are protected. IdentityIQ plans also feature device security with anti-virus and VPN. So, you have complete [...]

How Identity Theft Damages More Than Just Your Credit Scores

Having a good credit score can be extremely beneficial when pursuing important financial goals like opening a credit card, taking out a loan or buying a car or a home. It can even help you land certain types of jobs or rent your dream apartment. For this reason, it’s very important to protect your [...]

Can My Identity be Stolen from My Birth Certificate?

For most U.S. citizens, an official birth certificate may be the most critical document to have in their possession. Birth certificates back up your identity using your name, date of birth, place of birth, your sex/gender as recorded at birth and the identity of your parents. They’re commonly referred to as “breeder documents” because [...]

Can Someone Change Your Address Without Your Knowledge?

No one ever expects to be a victim of identity theft. But the unfortunate truth is that it happens more often than you might think. According to AARP, one in four people is the victim of identity theft in the United States. Unfortunately, criminals don't always need your personal information to steal your identity [...]

Do People Go Through Trash to Steal Your Identity?

When people mention identity theft, it’s only natural that your mind goes to the internet, dark web and digital identity theft. However, you’d be surprised to learn about the number of people actively digging through your trash to find information on your identity. Statistics from the Green Team indicate that Americans receive more than 4 million tons [...]

How to Avoid Rideshare Scams While Traveling

If you’re planning a vacation around the country, traveling has never been easier, especially with so many rideshare opportunities available to make it easy to get around. Apps like Uber and LYFT are highly accessible and easy to use. Many people rely on them, but it’s important to know that ride sharing apps are associated [...]

Should I Report Identity Theft to the Police?

It's natural to feel sleepless, worried and anxious once you realize you've become a victim of identity theft. You might wonder what to do. You might also wonder if you should report the identity theft to police. Here’s help in finding out if you should report identity theft to your local police department. When Should [...]

How to Help Protect Your Identity Offline

The media often covers data breaches and cyberattacks that expose the personal data of large groups of people, leaving them vulnerable to identity theft and other forms of fraud. One of the best ways to help protect yourself from digital threats like these is to safeguard your data online. But your personal data isn’t just [...]

4 Tips to Help Avoid Identity Theft During the Homebuying Process

When you apply for a mortgage loan to buy a home, you have to share a lot of personal information with your mortgage broker and lender. You may need to provide sensitive information such as your name, address, Social Security number, pay stubs, bank statements, information about your investment and retirement accounts, copies of your [...]

How Virtual Phone Numbers Can Help Protect Your Identity

Do you freely give out your phone number when you’re signing up on a shopping website or meeting a new acquaintance? If so, you should know that criminals can use your phone number to commit identity theft. For example, scammers may try to spoof (impersonate) your legitimate phone number to contact your friends and family, [...]

Are College Students Targeted by Identity Thieves?

When it comes to identity theft, young adults are a primary target. Students are four times more likely to be targets of fraud that can go undetected for years compared to other consumers. In fact, 15% of students deal with severe or moderate impacts from fraud, according to a report from Tulane University. Criminals [...]

How to Avoid and Report Boss Scams

A boss scam is a phishing (email) or smishing (text messages) scam used by hackers. Hackers send fraudulent emails or texts in the boss scam, impersonating your boss or another executive. Information gathered through such scams can then be used for illegal activities and identity theft. The Better Business Bureau has warned the public [...]

How to Protect My Business from Identity Theft?

According to recent reports, identity theft is on the rise. Javelin Strategy reported identity theft resulted in an annual loss of $56 million in a mixed result of different criminal and fraudulent activities last year. When it comes to keeping your business database secure, there can be numerous challenges. If you are worried about [...]

Can Robocalls Steal Your Identity?

Have you ever received a call to update your car warranty, but you have no car? Did the message sound like a recording? Well, that’s a robocall or an automated call. A robocall is a pre-recorded message delivered by a computerized dialer. These calls are often associated with telemarketing companies and political parties. But, [...]

8 Common Identity Theft Scams

Would you believe that incidents of identity fraud increased by more than 40% from 2019 to 2020? A report created by GIACT titled U.S. Identity Theft: The Stark Reality found financial loss related to identity theft rose by approximately 42% in 2020. With that huge increase, how can you protect yourself? The answer is [...]

How Independent Contractors Can Use Employee Identification Numbers to Help Prevent Identity Theft

If you’re a sole proprietor or independent contractor, there’s a good chance you’ve used your Social Security number (SSN) to conduct business. Whether you’re filing taxes, applying for a business credit card or other general business activities, sole proprietors often have to use a SSN when there isn’t an alternative. Unfortunately, using your SSN [...]

Protect Your Personal Documents to Avoid Medical Identity Theft

Personal medical documents are valuable assets. Unfortunately, that means criminals are after those documents, too. Medical documents may contain personal information that includes your name, location, contact information, insurance policies, Social Security number and history of medical treatment. Criminals can use this information to open fraudulent accounts or even receive medical treatment using your identity. Your [...]

How to Protect Your Identity When You Move Into a New Home

Moving to a new home takes intense preparation, physical labor and tedious administrative tasks like switching all your utilities to a new address. During a hectic move, you’re uniquely vulnerable to identity theft as criminals can take advantage of forgotten documents or confusion over addresses to steal your identity. Make sure you’re protecting your identity [...]

How to Protect Your Mail from Identity Theft

The mail contains some of the most sensitive information that you can have: your name, address, contact information, bank account number and routing number on mailed checks, financial statements and much more. Despite this vulnerability, unlocked mailboxes and easily-opened paper envelopes leave mail especially vulnerable to thieves. Criminals can use the information contained in your [...]

How Cybercriminals Use Stolen Personal Data for Tax Fraud

When an identity thief has purchased your personal information from a data breach, they can use it for all manner of malicious purposes. One common use is tax identity theft. This means a criminal might have purchased your bank account details and tax documents online and then have authenticated access to your bank account. Then [...]

Here’s Why You Shouldn’t Post a Photo of Your COVID-19 Vaccination Card Online

You may have noticed that nestled in with baby announcements, social-distancing birthday photos and dog snaps, social media posts are now also featuring people celebrating getting their COVID-19 vaccinations. It’s natural that after a year of living under pandemic restrictions people are eager to share their experiences with the shot. One thing you should [...]

What is Identity Theft Insurance?

Identity theft insurance is a type of insurance policy that can help victims recover from losses caused by identity theft. It may be offered as a standalone policy, or as a benefit with other types of insurance or identity protection plans. Not all identity theft insurance policies offer the same level of coverage. If you’re [...]

Don’t Fall Victim to COVID-19 Vaccine Phishing Schemes

As the COVID-19 vaccine continues to become available to more people, be aware of potential phishing scams related to the vaccine. It’s important to stay vigilant to certain warning signs prevent you from being a phishing scam. Two vaccines to prevent coronavirus infections have now been granted authorization for emergency use. Every day thousands of [...]

4 Identity Theft Myths to Stop Believing

Identity theft has been around for a long time, and it continues to evolve and adapt with the times. With the variety of scams out there, it’s easy to get bogged down in rumors and half-truths. When it comes to identity theft, you need to avoid believing misinformation and spreading it to others. Here [...]

2 Things You Can Do to Help Reach Your Credit Goals in the New Year

The start of a new year is a great time to reassess your financial health and implement habits that help positively impact your credit profile. Monitoring your credit report and identity is the best place to start your financial resolutions since it can have a ripple effect in other aspects of your life as the [...]

How Oversharing About Your Kids on Social Media Can Lead to Identity Theft

Every day, criminals scour the internet for personal information they can use to commit fraud and identity theft. In this digital age, individuals need to take steps to protect their privacy and information from fraudsters. This is as true for children as it is for adults, as kids can be victims of identity theft well [...]

Fake Employer Scams Soar During Coronavirus Pandemic

As unemployment numbers continue to climb, so do fake employer scams that are preying on those searching for work. In fact, there have been triple-digit increases in fake employer scams that aim to gain access to personal and financial information during the COVID-19 pandemic. Online human resources schemes where criminals pose as potential employers have [...]

Credit Card Fraud Can Happen to Anyone – Even TV Personality Sharon Osborne and Rocker Husband Ozzy

Anyone can fall victim to credit card fraud.  Take television personality Sharon Osborne, for instance. “The Talk”  host recently shared with viewers she and rocker husband Ozzy were credit card fraud victims, according to FOX News. Osbourne revealed, “Someone rang up charges and maxed out Ozzy's card and my card. I called through to the [...]

How to Help Protect Minor Children from Synthetic Identity Theft

According to the Federal Reserve, synthetic identity theft is one of the fastest growing forms of identity theft in the country. Synthetic identity theft occurs when a criminal uses a combination of real and falsified data to create a fictional identity for financial gain and other fraud. Children are particularly appealing victims for synthetic [...]

How to Help Protect a Deceased Loved One from Identity Theft

No one is completely safe from identity theft – not even after they die. In a form of identity theft known as “ghosting”, criminals can use a deceased person’s personal information to file false tax returns, claim Social Security benefits, open fraudulent loans and credit cards and more. Millions of deceased Americans have their [...]

Phishing and Malware Attacks Most Common Techniques for Credential Theft

Every day we use our personal information for access to online accounts, smart devices and other resources. This happens so frequently that the sensitivity of credential information can be taken for granted. A recent study by password management company LastPass found that a staggering 61 percent of business users reuse the same passwords for [...]

How to Help Protect Your Medical Records from Cybercriminals

Medical records are a prime target for cybercriminals, and data breaches are a frequent occurrence in the health care industry. These records are valuable because they may contain a large variety of personal information, including your name, address, insurance information, Social Security number (SSN) and medical history. Medical records can be used to commit [...]

How to Avoid Coronavirus Contact Tracer Scams

Across the country, states have implemented contact tracing programs to help track the spread of the coronavirus. Contact tracing is the process of finding individuals who have come in contact with a person who has COVID-19, learning about their movements and asking them to quarantine or monitor their symptoms. Contact tracers are hired by [...]

How Early Detection Can Minimize the Damage Done by Identity Theft, Especially During COVID-19

Protecting your identity is an essential aspect of maintaining healthy credit and financial security. This is especially true in the age of COVID-19 scams, data breaches, cybersecurity threats and identity theft, when becoming a victim of fraud can do lasting damage to your credit and finances. The longer that identity theft continues unnoticed, the [...]

Hackers Preying on Pandemic: 5 Common Sense Tools to Protect Yourself

With hackers and scammers going to unprecedented lengths to steal information during the coronavirus pandemic, it’s important to know about tools you can use to help make it more difficult for criminals to access your information. While data security and identity theft are complicated issues, taking steps to reduce your exposure doesn’t have to [...]

FICO to Release FICO Scores 10 and 10T as Newest Versions of Credit Scores

FICO® has announced its newest credit score models – the FICO Score 10 and FICO Score 10T – with a focus on consumer personal loans and credit trends. The new FICO Scores aim to reward those who pay lenders on time and give lenders more precision and predictability powers when making lending decisions, said [...]

Macy’s Data Breach Exposed Customer Data and Payment Info to Hacker Syndicate

Macy’s officials have alerted customers that their personal data and payment information may have been exposed via a data breach on the department store’s retail website. The breach allowed an “unauthorized third party” to harvest customers’ personal data and payment card information from macys.com. According to a letter to customers dated Nov. 14, Macy’s [...]

Watch Out for Scams This Holiday Season

This holiday season alone, retail industry professionals expect Americans to spend more than $1 trillion. Criminals see this increased spending as an opportunity to rip off consumers, steal their money, and obtain their personal data to commit fraud and identity theft. It pays to be vigilant. Here are four types of scams to watch [...]

SIM Swap Scams: How to Protect Yourself

A SIM swap scam occurs when thieves have gained enough of your personal information to convince a wireless provider to transfer your phone number to a new SIM card that is in their control. Once they have your phone number, they will try to access your accounts, including email, banking and even social media, and [...]

Watch Out for This Google Calendar Phishing Scam

Email and phone phishing scams are commonplace in the modern age. Their goal is to trick you into providing personal information, such as bank account numbers or personally identifying data, that can be used to commit fraud or identify theft. But thanks to spam filters and call screening, many phishing scams now go ignored. [...]

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